Professional Package Home Loan - Resi - Smart Pro (With Fee)

Comparison Rate	6.83%
Amount	$200,000
Term	30 years
Monthly Payment Est.	$1,276.00
Total Amount Paid Est.	$469,497
Establishment Fee	$237.00

6.59%

Target Market
Borrowers requiring a competitive variable rate.

Acceptable Income
Applicant Types: ,
PAYG Income Earners ,
Self Employed

Home Loan Loan Term
25 or 30 Years

Home Loan Loan Size
Minimum Loan - $30,000 ,
Maximum Loan - $2,000,000

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Home Loan Repayment Type
Principal & Interest ,
Interest Only Up to 10 Years (Fixed 1-5 Years + 10 Years)

Repayment Options
P&I Weekly, Fortnightly or Monthly ,
Interest Only - Monthly

Extra Repayments
Yes, DEF only applies if loan discharged within the first 5 years.

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Split Loan Facility
Yes up to 4 sub-accounts for improved flexibility at no cost at initial setup

Offset
Not available

Redraw Facility
Yes, no minimum redraw amount. Unlimited free redraws.

LVR for Professional Package Home Loan - Resi - Smart Pro (With Fee)

Owner Occupied Maximum LVR 90% ,
Investment Maximum LVR 90% ,
Construction Maximum LVR 90% (no capitalisation) ,
Refinancing Maximum LVR 90% ,
Debt Consolidation Maximum LVR 90% ,
Vacant Land Loans Maximum LVR 90%

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Fees for Professional Package Home Loan - Resi - Smart Pro (With Fee)

Application Fee Nil ,
Annual Fee $330 (Applicable to Smart Pro With Fee) ,
Monthly Account Keeping Fee Nil ,
Valuation Fee - $236.50 per valuation (First valuation shown as Establishment Fee) ,
Legal Fee - $396 per property (displayed as Preparation Fee). Additional fees may be payable from time to time depending on the loan structure so contact your resi BDM. ,
Deferred Establishment fee: ,
An early repayment fee equal to one month’s loan repayment if the loan is paid out in full within the 5 years of settlement. ,
,
Additional costs will apply for fixed rate loans