
| Comparison Rate | 6.88% |
|---|---|
| Amount | $200,000 |
| Term | 30 years |
| Monthly Payment Est. | $1,305.18 |
| Total Amount Paid Est. | $472,200 |
| Establishment Fee | $600.00 |
6.81%
Target Market
Applicant must earn a minimum $50K gross annual income directly from their profession. For joint applicants, at least one applicant must earn a minimum of $50K gross annual income. Not available for Company or Trust applications.
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Or Applicant must be in one of the following professions: Doctor of Medicine, Chiropractor, Dentist, Medical Specialist, Physiotherapist, Surgeons, Veterinarians, Pharmasist, Accountant, Barrister or Solicitor, Surveyor or Architect.
Acceptable Income
Individual gross annual personal income of greater than $50K or
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Evidence of a joint gross annual personal income of greater than $75K.
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Professional and high income earners.
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Full Docs: Self employed applicants to provided returns for last year (must have been self employed for atleast 2 years), Salary and wage earner.
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Lo Doc 60: ANZ may accept the customers signed Statement of Position as sufficient evidence of income without the requirement to provide supporting documents. ANZ will confirm employment for PAYG customers who have not been with ANZ for 12 months and will complete an ABN/ACN search for self employed customers.
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The minimum registration period the ABN must be held for is 6 months prior to the date of application
Home Loan Loan Term
As per product selected
Home Loan Loan Size
As per product selected
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Existing ANZ customers eligible for max LVR of 95% must have Total Mortgage Lending (TML) with ANZ, of greater than or equal to $500,000.
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Home Loan Repayment Type
As per product selected
Repayment Options
As per product selected
Extra Repayments
As per product selected
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Split Loan Facility
As per product selected
Offset
As per product selected
Redraw Facility
As per product selected
Owner Occupier 90%
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Construction 90%
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Land 90% Metro Only
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Investment 90%
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Refinance 90%
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Debt Consolidation 90%
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Equity Manager 80%
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Up to 75% for properties greater than 2 Million
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Lo Doc Max LVR 60%
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Existing ANZ customers may be eligible for max LVR of 95%, conditions apply.
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No package fee applies. All other standard fees & charges apply.
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Guarantee Administration Fee $200