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Professional Package Home Loan - ANZ - Pro Benefits SVR >$250K<$700K 0.60% Disc

ANZ
Comparison Rate 6.88%
Amount $200,000
Term 30 years
Monthly Payment Est. $1,305.18
Total Amount Paid Est. $472,200
Establishment Fee $600.00

6.81%

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Target Market
Applicant must earn a minimum $50K gross annual income directly from their profession. For joint applicants, at least one applicant must earn a minimum of $50K gross annual income. Not available for Company or Trust applications. ,
Or Applicant must be in one of the following professions: Doctor of Medicine, Chiropractor, Dentist, Medical Specialist, Physiotherapist, Surgeons, Veterinarians, Pharmasist, Accountant, Barrister or Solicitor, Surveyor or Architect.

Acceptable Income
Individual gross annual personal income of greater than $50K or ,
Evidence of a joint gross annual personal income of greater than $75K. ,
Professional and high income earners. ,
Full Docs: Self employed applicants to provided returns for last year (must have been self employed for atleast 2 years), Salary and wage earner. ,
Lo Doc 60: ANZ may accept the customers signed Statement of Position as sufficient evidence of income without the requirement to provide supporting documents. ANZ will confirm employment for PAYG customers who have not been with ANZ for 12 months and will complete an ABN/ACN search for self employed customers. ,
The minimum registration period the ABN must be held for is 6 months prior to the date of application

Home Loan Loan Term
As per product selected

Home Loan Loan Size
As per product selected ,
Existing ANZ customers eligible for max LVR of 95% must have Total Mortgage Lending (TML) with ANZ, of greater than or equal to $500,000.

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Home Loan Repayment Type
As per product selected

Repayment Options
As per product selected

Extra Repayments
As per product selected

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Split Loan Facility
As per product selected

Offset
As per product selected

Redraw Facility
As per product selected


LVR for Professional Package Home Loan - ANZ - Pro Benefits SVR >$250K<$700K 0.60% Disc

Owner Occupier 90% ,
Construction 90% ,
Land 90% Metro Only ,
Investment 90% ,
Refinance 90% ,
Debt Consolidation 90% ,
Equity Manager 80% ,
Up to 75% for properties greater than 2 Million ,
Lo Doc Max LVR 60% ,
Existing ANZ customers may be eligible for max LVR of 95%, conditions apply.

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Fees for Professional Package Home Loan - ANZ - Pro Benefits SVR >$250K<$700K 0.60% Disc

No package fee applies. All other standard fees & charges apply. ,
Guarantee Administration Fee $200

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The comparison rate applies only to $200,000 with a loan term of 30 years. The loan amount and term will affect the comparison rate calculation. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparsion rate calculation but may influence the cost of the loan.

This rate is to be used as a guide only and we recommend that you confirm it with the lender before acting upon it.

The information provided in this website is a guide only and may not be complete for your purposes. Ratesonline.com.au is not licensed to provide investment advice and recommends that you consult an independent financial adviser.