
| Comparison Rate | 7.48% |
|---|---|
| Amount | $200,000 |
| Term | 30 years |
| Monthly Payment Est. | $1,363.00 |
| Total Amount Paid Est. | $502,530 |
| Establishment Fee | $0.00 |
7.24%
Target Market
Professional & Investors or Lenders above $150K
Acceptable Income
PAYG SELF EMPLOYED
Home Loan Loan Term
Reviewed Yearly
Home Loan Loan Size
Minimum loan $150K
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Home Loan Repayment Type
Interest calculated daily upon drawdown on outstanding balance
Repayment Options
No repayments until full limit is drawn
,
Interest Capitalisation available - 4 star brokers only
Extra Repayments
Can make unlimited repayments. Early Exit Fee applies if facility cancelled within 4 years of settlement date.
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Split Loan Facility
Available
Offset
Not available
Redraw Facility
Redraw up to full limit
Owner Occupier Maximum LVR 90%%
,
Investment Maximum LVR 90%%
,
Construction Maximum LVR 90%
,
Land Maximum LVR 90%
,
Effective 1st May 2009, Broker Star Rating determines Max LVRs applicable for new customers:
,
4 Star Brokers - Max LVR 95% (Flexiplus Max LVR 90%)
,
2 & 3 Star Brokers - Max LVR 90%
,
0 & 1 Star Brokers - Not able to submit new business.
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Package Fee $395 pa
,
Split Personal & Investment at no cost
,
Free Transaction Per Month Unlimited ATM, EFTPOS, Cheque, Branch Withdrawal
,
Telephone & Internet Banking
,
Gold Credit Card Fee Free
,
Settlement Fee Nil ($200 if bank staff attend settlement)
,
Valuation Fee N/A
,
Account Keeping Fee N/A
,
Legal Fees N/A
,
Switch Fee Nil (Increase Facility Limit/Acount Limit)
,
Early Exit Fee if loan repaid in full within 4 years $900