Basic Home Loan - NAB - Base V/R >$250K

Comparison Rate	6.77%
Amount	$200,000
Term	30 years
Monthly Payment Est.	$1,295.87
Total Amount Paid Est.	$467,160
Establishment Fee	$600.00

6.74%

Target Market
General Home Market

Acceptable Income
PAYG SELF EMPLOYED

Home Loan Loan Term
Maximum loan term 30 Years

Home Loan Loan Size
Minimum amount $20K ,
No Maximum

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Home Loan Repayment Type
Variable & Interest Only ,
Principal & Interest ,
Interest calculated daily upon drawdown on outstanding balance. ,
Interest Only available for both investors and Owner Occupiers maximum term of 5 years

Repayment Options
Repayment frequency - weekly, fortnightly or monthly

Extra Repayments
Additional repayments permitted. An Early Payout Fee is payable if the loan is fully repaid within 4 years from the settlement date.

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Split Loan Facility
Yes

Offset
Not available

Redraw Facility
Yes - redraw on surplus funds where repayments to the loan are running ahead of the prescribed schedule (minimum $2,000).

LVR for Basic Home Loan - NAB - Base V/R >$250K

Owner Occupier Maximum LVR 95% ,
Refinance Maximum LVR 95% higher LVR refer to Lender ,
Investment Maximum LVR 95% ,
Construction Maximum LVR 95% ,
Land Maximum LVR 95% ,
Debt Consolidation Maximum LVR 90% ,
Effective 1st May 2009, Broker Star Rating determines Max LVRs applicable for new customers: ,
4 Star Brokers - Max LVR 95% ,
2 & 3 Star Brokers - Max LVR 90% ,
0 & 1 Star Brokers - Not able to submit new business.

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Fees for Basic Home Loan - NAB - Base V/R >$250K

Application Fee $600 ,
Settlement Fee Nil ($200 if bank staff attend settlement) ,
Valuation Fee N/A ,
Account Keeping Fee Nil ,
Legal Fees N/A ,
Switch Fee Nil (Change Type Interest Rate/Repayments, Increase Credit Except By Redraw, Other Changes $600) ,
Redraw $50 per drawing ,
Progressive Drawdown Fee $60 per payment ,
Early payout: No fees applicable. ,
Early Exit Fee if loan repaid in full within 4 years $900